all about retirement insurance


The Pension and Occupational Health Insurance Fund (Carsat) is a social security body which deals in particular with preparing and paying pensions.

The pension and occupational health insurance funds (Carsat) are organizations of the general social security system of metropolitan France with regional competence. They entered into force on July 1, 2010 and replace the former Regional Health Insurance Funds (CRAM), except in the Alsace-Lorraine region and the Île-de-France region. The Carsats have three main missions:

  • Prepare and pay pensions
  • Provide assistance to policyholders weakened by a health problem or loss of autonomy
  • Ensuring health and safety at work, while trying to anticipate occupational risks

From the first professional experience, an employee begins to contribute to his retirement. The Carsat on which the worker depends credits the retirement account from the first day of contribution. Regardless of the employee’s age or professional situation, the Pension Insurance site offers personalized, secure and free online services. All employees can take advantage of these services by creating their personal space.

The Carsat personal account allows each worker to consult various information about his retirement.

  • The number of quarters validated
  • His entire career
  • His retirement date (calculation of the retirement age)
  • Simulate different scenarios (retirement at different ages)
  • Estimate the amount of his retirement
  • Complete your insurance period
  • Simulate the cost of a quarter redemption
  • From the age of 59, it is possible to request the update of my career statement

The Carsat personal account allows all workers to find out about their pension rights.

Carsat is the preferred contact for employees of the general social security system for their retirement and their survivor’s pension:

  1. Employees in industry, commerce and services
  2. Non-permanent civil servants
  3. Civil aviation flight crew

Carsat’s mission concerning pensions is to record and check the data necessary to the determination of the pension rights of the insured persons of the general scheme. They pay the pensions resulting from these rights. They also inform insured persons and their employers about pension insurance legislation. All employees benefiting from the general pension scheme can find all the information concerning their pension in their personal space.

At the national level, the pension fund for employees of the general social security scheme is the CNAV. The Mutualité sociale agricole – MSA is the pension fund dedicated to employees in the agricultural sector. There is also supplementary pensions for employees such as Argic-Arrco, Ircantec or CRPN.

What are the contact details of the different Carsats?

All French regions are attached to a Carsat, with the exception of the Alsace-Lorraine region and the Ile-de-France region which have a special scheme since they are attached to the Regional Health Insurance Fund ( CRAM). Guadeloupe, Martinique and Reunion are attached to General Social Security Funds (CGSS).

Here is the list of contact details for the various Carsats, CRAMs and CGSSs in France.

CARSAT ALSACE-MOSELLE

36 rue du Doubs
67011 Strasbourg Cedex 1
PO Box 10392
www.carsat-alsacemoselle.fr

CARSAT AQUITAINE

80 avenue de la Jallere
Lake district
33053 BORDEAUX CEDEX
www.carsat-aquitaine.fr

CARSAT AUVERGNE

48-50 Lafayette Boulevard
63058 CLERMONT-FERRAND CEDEX 1
www.carsat-auvergne.fr

CARSAT BURGUNDY – FRANCHE-COMTE

38 Krakow Street
ZAE Capnord
21044 DIJON CEDEX
www.carsat-bfc.fr

CARSAT BRITTANY

236 rue de Chateaugiron
35030 RENNES CEDEX 9
www.carsat-bretagne.fr

CARSAT CENTER

36 rue Xaintrailles
45000 ORLEANS
www.carsat-centre.fr

CARSAT CENTER-WEST

4 rue de la Reynie
87037 LIMOGES CEDEX
www.carsat-centreouest.fr

CRAM ISLAND OF FRANCE

17-19 place of the Argonne
75019 PARIS
www.cramif.fr

CARSAT LANGUEDOC-ROUSSILLON

29 Gambetta courses
CS 49001
34068 MONTPELLIER CEDEX 2
www.carsat-lr.fr

CARSAT MIDI-PYRENEES

2 rue Georges Vivent
31065 TOULOUSE CEDEX 9
www.carsat-mp.fr

CARSAT NORTHEAST

81-83-85 rue de Metz
54073 NANCY CEDEX
www.carsat-nordest.fr

CARSAT NORTH PICARDY

11 Vauban alley
59662 VILLENEUVE D’ASCQ CEDEX
www.carsat-nordpicardie.fr

CARSAT NORMANDY

Grand Cours Avenue
76028 ROUEN CEDEX
www.carsat-normandie.fr

CARSAT PAYS DE LA LOIRE

2 place in Brittany
44932 NANTES CEDEX 09
www.carsat-pl.fr

CARSAT RHONE-ALPES

26 rue d’Aubigny
69436 LYON CEDEX 3
www.carsat-ra.fr

CARSAT SOUTHEAST

35 George Street 13386
MARSEILLE CEDEX 20
www.carsat-sudest.fr

CGSS GUADELOUPE

www.cgss-guadeloupe.fr

CGSS REUNION

Floreal building
4 alley of the Dancing
97490 SAINTE-CLOTILDE
www.cgss-re.fr

CGSS MARTINIQUE

Parade
97210 LE LAMENTIN CEDEX 2
www.cgss-martinique.fr

Leave a Comment