Because a health insurance allows you to reimburse all or part of your medical expenses not covered by health insurance, choosing the right contract is strongly recommended. However, you must check the costs covered, the compensation and the waiting periods in each insurance quote. Being a subscriber to a health insurance contract allows you to be better reimbursed and not to neglect certain treatments provided that the latter are well taken care of by the insurer.
Complementary health: the key points for choosing your contract
First of all, it is important to take stock of your health insurance needs. If you are an employee, there is a good chance that you will benefit from a mutual company. Otherwise, it is in your interest to take out individual mutual insurance. To choose it, your needs and your expenses will be enlightening. If you need health insurance with enhanced coverage, choose the most suitable formula by checking the exclusions and reimbursement limits. By choosing a mutual insurance company with coverage for care not reimbursed by Health Insurance, you are choosing good care.
Another element to take into account is the waiting period and the repayment period. Opt for a health insurance contract that reimburses you quickly (within 48 hours). As for the waiting period, this is the period when you are not compensated by the mutual after signing the contract, it can last a month. Also pay attention to this point when changing health insurance.
Finally, do not hesitate to compete before choosing your insurer. Taking stock of the conditions, reviews and prices will allow you to choose the best health insurance contract. By making the comparison, you can save 40% in less than 5 minutes!
For this you will need to complete a online form specifying: your situation (is it for you alone or your family?); the desired level of guarantee on optics, hospitalization or dental costs; your profile and the desired start date.
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