Life insurance, a privileged instrument for the transmission of assets

The insured can freely choose the beneficiaries of his life insurance contract in the event of death. They will benefit from an advantageous tax regime. Christophe Vourlat, Head of Private Wealth Development at Swiss Life, explains how to do this. While there is a good chance that a possible inheritance tax reform will be implemented … Read more

another 100,000 Teslas recalled in China

The Chinese regulator explained this time that it was a reloading problem. The American electric car giant Tesla must recall more than 100,000 vehicles for the third time since April, this time due to a charging problem, the Chinese regulator announced on Monday. Read alsoRenault: the Alpine factory in Dieppe reinvigorated by electric The electrical … Read more

give better with life insurance

OUR ADVICE – Well handled, life insurance is very suitable for grandparents wishing to gratify their descendants. Not so long ago, grandparents used to open an A booklet to their grandchildren, as a birth gift. With a rate of return of 1% and the return of inflation, it pales today to grow a capital over … Read more

Act now to boost your future income

OUR ADVICE – Life insurance, PER… What investments should be favored to supplement your income? Manual. It is rather good news: 57% of French people save, according to an Odoxa survey for Groupama published in September 2021, with, as their main motivation, preparing for their retirement. To be able to finance it, they intend in … Read more

how to compete?

OUR ADVICES – A new system will soon allow you to renegotiate your insurance at any time. The only obligation will be to present a new contract with guarantees equivalent to the old one. Despite the rise in rates, the monthly contribution paid to insure your mortgage still often exceeds the cost of interest. To … Read more

This trick to give via life insurance, and prevent the money from being wasted

OUR ADVICE – This investment, well suited to making money grow over the long term, offers real guarantees in the use of funds. Parents or grandparents who wish to build up a woolen stocking for their children or grandchildren often turn to the Livret A to store this savings. Due to the renewed inflation, the … Read more

Termination of insurance contracts will be easier

Insurers will have to comply with the new rules from July 1, 2023. Termination and simplicity have never gone hand in hand. Alerted by the insurance mediator to the confusion and incomprehension in a number of contract termination procedures, the Financial Sector Advisory Committee (CCSF) took up the issue by creating a working group specially … Read more

La Banque Postale launches its takeover bid for CNP Assurances

The subsidiary of La Poste wants to buy back the 15% stake in the insurer that it does not yet hold. Last straight line for the takeover of CNP Assurances by La Banque Postale. The young bank launched its simplified takeover bid on Monday for its subsidiary, a French heavyweight in life insurance (1.55 billion … Read more

Life insurance signs its best start to the year in eleven years

Retirement savings plans and booklets A and sustainable development and solidarity are also on the rise. The French life insurance market is in great shape: it recorded positive net inflows of 8.4 billion euros in the first quarter, an amount more seen since 2011 for this period of the year, according to figures published on … Read more

Life insurance signs its best start to the year in eleven years

Retirement savings plans and booklets A and sustainable development and solidarity are also on the rise. The French life insurance market is in great shape: it recorded positive net inflows of 8.4 billion euros in the first quarter, an amount more seen since 2011 for this period of the year, according to figures published on … Read more