Life insurance, a privileged instrument for the transmission of assets

The insured can freely choose the beneficiaries of his life insurance contract in the event of death. They will benefit from an advantageous tax regime. Christophe Vourlat, Head of Private Wealth Development at Swiss Life, explains how to do this. While there is a good chance that a possible inheritance tax reform will be implemented … Read more

Life insurance, a privileged instrument for the transmission of assets

The insured can freely choose the beneficiaries of his life insurance contract in the event of death. They will benefit from an advantageous tax regime. Christophe Vourlat, Head of Private Wealth Development at Swiss Life, explains how to do this. While there is a good chance that a possible inheritance tax reform will be implemented … Read more

give better with life insurance

OUR ADVICE – Well handled, life insurance is very suitable for grandparents wishing to gratify their descendants. Not so long ago, grandparents used to open an A booklet to their grandchildren, as a birth gift. With a rate of return of 1% and the return of inflation, it pales today to grow a capital over … Read more

Act now to boost your future income

OUR ADVICE – Life insurance, PER… What investments should be favored to supplement your income? Manual. It is rather good news: 57% of French people save, according to an Odoxa survey for Groupama published in September 2021, with, as their main motivation, preparing for their retirement. To be able to finance it, they intend in … Read more

how to compete?

OUR ADVICES – A new system will soon allow you to renegotiate your insurance at any time. The only obligation will be to present a new contract with guarantees equivalent to the old one. Despite the rise in rates, the monthly contribution paid to insure your mortgage still often exceeds the cost of interest. To … Read more

This trick to give via life insurance, and prevent the money from being wasted

OUR ADVICE – This investment, well suited to making money grow over the long term, offers real guarantees in the use of funds. Parents or grandparents who wish to build up a woolen stocking for their children or grandchildren often turn to the Livret A to store this savings. Due to the renewed inflation, the … Read more

Termination of insurance contracts will be easier

Insurers will have to comply with the new rules from July 1, 2023. Termination and simplicity have never gone hand in hand. Alerted by the insurance mediator to the confusion and incomprehension in a number of contract termination procedures, the Financial Sector Advisory Committee (CCSF) took up the issue by creating a working group specially … Read more

Life insurance signs its best start to the year in eleven years

Retirement savings plans and booklets A and sustainable development and solidarity are also on the rise. The French life insurance market is in great shape: it recorded positive net inflows of 8.4 billion euros in the first quarter, an amount more seen since 2011 for this period of the year, according to figures published on … Read more

Life insurance signs its best start to the year in eleven years

Retirement savings plans and booklets A and sustainable development and solidarity are also on the rise. The French life insurance market is in great shape: it recorded positive net inflows of 8.4 billion euros in the first quarter, an amount more seen since 2011 for this period of the year, according to figures published on … Read more

Risk of opening the hood while driving: recall of Tesla cars

Tesla Model S and Model 3 sedans produced from 2014 to 2021 are affected by this recall ordered by the European Commission. The European Commission has ordered the recall of Tesla Model S and Model 3 cars produced since 2014, due to a fragile front hood, according to an alert posted online on Friday. Read … Read more