give better with life insurance

OUR ADVICE – Well handled, life insurance is very suitable for grandparents wishing to gratify their descendants. Not so long ago, grandparents used to open an A booklet to their grandchildren, as a birth gift. With a rate of return of 1% and the return of inflation, it pales today to grow a capital over … Read more

Act now to boost your future income

OUR ADVICE – Life insurance, PER… What investments should be favored to supplement your income? Manual. It is rather good news: 57% of French people save, according to an Odoxa survey for Groupama published in September 2021, with, as their main motivation, preparing for their retirement. To be able to finance it, they intend in … Read more

how to compete?

OUR ADVICES – A new system will soon allow you to renegotiate your insurance at any time. The only obligation will be to present a new contract with guarantees equivalent to the old one. Despite the rise in rates, the monthly contribution paid to insure your mortgage still often exceeds the cost of interest. To … Read more

“Life insurance and PER are complementary investments”

To enjoy your retirement with complete peace of mind, planning ahead is key! Thus, it is advisable to start investing from the age of 40 to have additional income to your retirement pension and maintain your purchasing power. Retirement Savings Plan (PER), life insurance, real estate… Watch our digital event of May 11 in replay, … Read more

Removing the mention of the beneficiary clause “failing that, my heirs”, does not necessarily have the desired effect

The beneficiary clause of a life insurance must be precise Istock – Edith Valleron In the event of the death of the beneficiary of life insurance, the capital is not paid to his heirs but to those of the subscriber. And this, even if the subscriber had taken care to cross out the mention “failing … Read more

Removing the mention of the beneficiary clause “failing that, my heirs”, does not necessarily have the desired effect

In the event of the death of the beneficiary of life insurance, the capital is not paid to his heirs but to those of the subscriber. And this, even if the subscriber had taken care to cross out the mention “failing that, my heirs”, in the beneficiary clause. When he subscribed his life insurance, Mr. … Read more

This trick to give via life insurance, and prevent the money from being wasted

OUR ADVICE – This investment, well suited to making money grow over the long term, offers real guarantees in the use of funds. Parents or grandparents who wish to build up a woolen stocking for their children or grandchildren often turn to the Livret A to store this savings. Due to the renewed inflation, the … Read more

Termination of insurance contracts will be easier

Insurers will have to comply with the new rules from July 1, 2023. Termination and simplicity have never gone hand in hand. Alerted by the insurance mediator to the confusion and incomprehension in a number of contract termination procedures, the Financial Sector Advisory Committee (CCSF) took up the issue by creating a working group specially … Read more

Life insurance signs its best start to the year in eleven years

Retirement savings plans and booklets A and sustainable development and solidarity are also on the rise. The French life insurance market is in great shape: it recorded positive net inflows of 8.4 billion euros in the first quarter, an amount more seen since 2011 for this period of the year, according to figures published on … Read more

Life insurance signs its best start to the year in eleven years

Retirement savings plans and booklets A and sustainable development and solidarity are also on the rise. The French life insurance market is in great shape: it recorded positive net inflows of 8.4 billion euros in the first quarter, an amount more seen since 2011 for this period of the year, according to figures published on … Read more